because I don't have the wanting wisdom of a 23 year old.. Cars are the worst investment you can possibly make.. I got a 2003 MB e430 in 2004 for $48,000 and it's worth $11,000 now 😉 and it only has 55,000 miles on it.. I paid $8,000 in interest on the loan.. it was a HORRIBLE investment!
buying a new luxury car is silly.. You get one that's 4 years old and it's less than half as much as a new one while having very limited wear and tear.. that car I showed you has a big V8, is totally dope and is only $19k ..
Take your money and buy a modest house that will appreciate in value rather than depreciate.. Don't waste it on a new BMW.. you will beat yourself up badly in your 30s if you blow your money in your 20s..