Around 1910, there was a lift operator who worked at the headquarters of JP Morgan. He was very interested in the Stock Market, having a small portfolio of shares himself. He wanted to ask the great man himself what he ought to do, but every morning the lift was full and did not get a chance for some time.
One morning, the opportunity presented itself because Mr Morgan stepped in to an otherwise empty lift.
The lift operator seized the opportunity. He quickly asked "Mr Morgan, please, can you tell me what the market is going to do today". JP Morgan reflected for a moment and then replied "Well, it is going to fluctuate, that's for certain !". I have often pondered upon the lack of generosity of the old boy, for whom it was very easy to say up or down, now finally I understand, on the basis that people get their noses out of joint when they are told what's what on the basis that instead of being grateful, they turn against the giver, and find some reason to dispute what is fact, no matter what, because that is my experience.