On a more serious note Osho, you can get someone in to do all the bits & pieces for this for around £50. It's an MLM opportunity business these days...
Alternatively, see your IFA or bank manager (or financial services account manager) who will find the optimum route for you. You only need to do it once - properly, and forget about it.
I'm WAY too young to worry about this stuff, but when it's out of the way - it's one less thing to think about.