UK/FCA Protected Amount


Experienced member
Hi all,

Hope you're all doing well!
Quick question as I am finding different answers.

In the UK FCA regulated brokers, banks etc gave a protected amount limited at 85k.

Is this per person?
Or per institution?

Eg. If I have 2 completely separate accounts with 85k in each, and was unfortunate that something happened to both... am I protected for just 85k or what?

I suspect its per person, if if something happens where I was eligible for the protection, I would only get 85k, and not 170k.


Experienced member
Per Person, Per firm
Thats from the FSCS

Ah right!
Good to know!
Cheers bud

Just gotta make sure the multiple firms/institutions are not just different branches under the same umbrella.

All I need to do now is make £85k+ :D
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