1. get a current account that pays a couple of % interest pa and put 8-10K into it , on an annual top up basis and draw it down monthly as required, plus a bit left over for extras.

2. Make some 'guaranteed return' investments, on a 1,2 and 3 year plan( or maybe a 5 yr plan and roll them down into the current account each year.

I estimate that at the end of year 1 , the 90K investment should have produced something like 5-6K in interest, leaving 85K for the next year etc.

So, the real question is this. Ignoring tax liabilities ( or minimising them) what should /could he be investing in? What is available in tax free investments?

Lastly, there are obviously a number of landlords on this BB. Is there anyone out there that has a 2 bed flat/apartment looking for a long term tennant? The property needs to be in Hants/Surrey borders, or Devon/Cornwall. Please use my personal email to contact me on this.

TIA.