I can understand your desire to start trading now, and if you have no savings I also understand your desire to get a loan, the reason i understand is cause I did it I got a loan and started trading. Did I lose most of my money? Yes Do I regret doing it? No. How many people do you know that start a business without some kind of loan? Cause thats what this is a business only you lose your money as quick as you want to make it. if i were you having failed the first time you tried it i would set up a system then paper trade it for a year whilst your still working if you make a consistant profit on it for the 12 months use the money you have saved in loan repayments that you dont yet have to start trading. Good Luck to you friend Believe in your dream but make sure the plan works before diving in.