FSA's 'Fit & Proper' check - which credit agencies do they use?

[Mr XXXX]

Does anyone know if the FSA only checks Experian, like most other institutions (i.e., non-lenders), or do they check all three credit file agencies when doing their Fit & Proper checks?

Cheers.

 

[anley]

I don't know about the FSA but I know how the Pemier League's fit and proper test works -

1) Has the person got craploads of money?
2) Does his cheque clear?
3) Err, that's it.

Then he's fit and proper 🙂

PS. I've just read your original post. No, they don't check the credit agencies so you're all right, assuming you've got a default or a CCJ. I think they just check for criminal record, mainly to do with fraud.