I really vouch for that. Its disheartening to see people lose money when "earning" money is the sole reason they are there.2. You cannot make money when you need to make money.
If you need money, get a job. There is no simpler way to put it. Needing to make money puts a huge amount of pressure on you. I am not saying it cannot be done, I am just saying do not be surprised if you fail when you try.