Being a financial advisor can be very fun and exciting. But just like anything else in life, if you take the wrong steps, you can ruin your future. The problem is that many people don’t take the time to understand their future financial needs and wants properly. So how do you know if you should be working or spending more time on retirement? There are some signs to look for when reducing your working hours and increasing your savings. Retiring at 40 is possible if you have a good specialist helping you with all the formalities. You may see on hensoncrisp.com for some advisors.