Which Mutual Fund to Choose for Long Term Investing? (15+ years)

[pirx]

Hello!

I would like to invest $260 per month in a mutual fund which would predominantly invest in stocks. Since there are no index funds yet available here in Slovenia, I have to choose one of the "regular" funds. Entry fees are generally set at 3% per payment and management fees are usually between 2% and 2,5% per year. All funds reinvest their dividends.

There are about 215 funds available to invest in and I´m not sure, which fund would be the most suitable for such a long period. I should probably avoid specialised sector funds. If eliminating those, I´m left with geographically separated funds, which are categorised as: "South, Middle and Eastern Europe", "Europe", "Asia", "Pacific Regions", "China", "Japan", "Emerging Markets", "South America", "Emerging Markets", "Slovenia" and "Global Equities."

I am thinking to invest in one of the funds, which invest in the entire Europe region. The second preffered option would be one from a "Global Equities" category fund. Benchmarks for one that I particularly like (NLB World Stock) are MSCI Europe Net 42,75%; MSCI North America Net 38%; MSCI Japan Net 7,125%; MSCI Pacific Free ex Japan Net 7,125%;

I would be prepared to invest in Asian funds too, but I´m not sure, if there are any substantial potentials over USA or Europe. The story surrounding emerging countries is good, but I´m not sure if Asian markets offer equal long-term "stability."

Well, I would appreciate your thoughts and opinions about my dilemma

Thanks and have a great day!

 

[bizmanny]

Hello!

I would like to invest $260 per month in a mutual fund which would predominantly invest in stocks. Since there are no index funds yet available here in Slovenia, I have to choose one of the "regular" funds. Entry fees are generally set at 3% per payment and management fees are usually between 2% and 2,5% per year. All funds reinvest their dividends.

There are about 215 funds available to invest in and I´m not sure, which fund would be the most suitable for such a long period. I should probably avoid specialised sector funds. If eliminating those, I´m left with geographically separated funds, which are categorised as: "South, Middle and Eastern Europe", "Europe", "Asia", "Pacific Regions", "China", "Japan", "Emerging Markets", "South America", "Emerging Markets", "Slovenia" and "Global Equities."

I am thinking to invest in one of the funds, which invest in the entire Europe region. The second preffered option would be one from a "Global Equities" category fund. Benchmarks for one that I particularly like (NLB World Stock) are MSCI Europe Net 42,75%; MSCI North America Net 38%; MSCI Japan Net 7,125%; MSCI Pacific Free ex Japan Net 7,125%;

I would be prepared to invest in Asian funds too, but I´m not sure, if there are any substantial potentials over USA or Europe. The story surrounding emerging countries is good, but I´m not sure if Asian markets offer equal long-term "stability."

Well, I would appreciate your thoughts and opinions about my dilemma

Thanks and have a great day!

I have found out that investors weekly magazine have always good information about which fund is performing best and in which markets. Try to check back issue you can find them in your local library.

 

[pirx]

I have found out that investors weekly magazine have always good information about which fund is performing best and in which markets. Try to check back issue you can find them in your local library.

Thanks for your reply. I´ve already decided to invest in a fund which covers "Top 30" dividend paying companies located in Europe. I believe this to be a good long-term choice.

 

[bizmanny]

Thanks for your reply. I´ve already decided to invest in a fund which covers "Top 30" dividend paying companies located in Europe. I believe this to be a good long-term choice.

Your are welcome. Goodluck on your investment.