Take a look on http://www.e-mastertrade.com/en/main/reviews/data/2004_01/20040126_133751_yb.asp They say it's too late to invest in stock market, that stock market is overbought. I want to discuss it with you, guys. I hope they are mistaken. I'm not a trader. I'm investor. That's why I care about it. I've lost a lot of money in 2001. I don't want to lose again. Need your advice!