kimo'sabby
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Anyone ever tried to get a loan or a mortgage by using spreadbetting account print-outs?
Loans and Mortgages?
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donaldduke
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if i owned a spread betting firm i'm sure i would have no problems using my company accounts printouts to get a mortgage
Last edited:
Jack o'Clubs
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Just one other thing - if you have a mortgage application turned down it will go down on your credit reference, and automatically make the next application a harder hurdle to cross.
Try asking Black Swan, didn't he used to be a mortgage broker IIRC?
Try asking Black Swan, didn't he used to be a mortgage broker IIRC?
Anybody think it's absolutely scandalous that most people, especially leaving school kids, haven't got a clue as to the importance of their credit file.
Most only therefore realise its importance, nay, critical importance, when it gets messed up..........
Put simply - a clean credit files gives you financial options whether you choose to use them or not. Conversely a bad credit file offers no or very limited financial options........
Most only therefore realise its importance, nay, critical importance, when it gets messed up..........
Put simply - a clean credit files gives you financial options whether you choose to use them or not. Conversely a bad credit file offers no or very limited financial options........
Home loans and mortgages are asset-acquiring facilities that relieve an individual from making immediate lump sum payments. A home equity loan creates a debt against the borrower's house. According to this loan, the borrower has equity in his or her home as collateral. 'Collateral', here, refers to assets or properties that create a debt obligation. In real estate, the borrower's equity in an asset refers to the difference between the market price of a property, and the borrower's home equity loan. Equity is the interest that a borrower pays on the loan.A mortgage, on the other hand, is a process of using property as security for debt repayment. It is a legal device used for securing an asset. By arranging for mortgage, a borrower can acquire residential or commercial real estate, without the need to pay the full price right away.
L
Liquid validity
http://www.self-cert-mortgage-centre.co.uk/no-proof-of-income-mortgage.html
http://www.life-assurance-bureau.co...What-happens-if-I-have-no-proof-of-income.htm
In practise getting a self cert mortgage right now, probably need 60% deposit
http://www.life-assurance-bureau.co...What-happens-if-I-have-no-proof-of-income.htm
In practise getting a self cert mortgage right now, probably need 60% deposit
iota
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So true. eight years on after being defaulted for a pitiful sum I'm having to speak to a solicitor about getting a default removed that should have expired 2 years ago because a debt chaser has been updating as in default regardless.
In the meantime I've been unable to get a mortgage, credit cards or even a poxy sofa.
counter_violent
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Hardly surprising is it...I mean the govt would'nt want a country full of financially savvy citizens questioning their every move ! No, much better to keep everyone in the dark and on their respective treadmills.
I have a school loan I am carrying for 25,000 CDN. I plan to buy a house in two years and have excellent credit. Say I get my mortgage approval and my loan is down to... 15,000. In most cases could I "amalgate" the loan into the mortgage?
secured personal loans
secured personal loans
