. . . What I know is bond market. I have no idea whether there are other options.
Hi triticale,
Welcome to T2W.
In answer to the question you posed in your opening post, what peakoil was trying to say is:
no! Think about what you're asking - imagine it was possible to make
stable profits with low risks without putting in much time and effort. Isn't that everyone's fantasy? I'm afraid that's all it is - a fantasy. There are any number of vendors out there who will tell you that they have exactly what your looking for - a system or a signal or whatever for $$$'s per month. If you go down this path, be sure to read this FAQ first:
How Can I Distinguish Between Scams and Reputable Vendors?
The nearest I can suggest that
may improve on bank deposit returns is to buy a basket of 'blue chip' stocks. Over the long term, (i.e. many years) markets tend to rise, and the risk of losing your money from business failure amongst this group is low. In the meantime, you'll receive dividend payments. But you don't need an account with IB for that and I imagine (but I don't know for sure) they'll hit you with inactivity charges. Alternatively, find a qualified financial advisor that you like and hand your money over to them.
The bottom line is that if you're wanting to manage your own finances and to be a trader (as opposed to an investor), there are no short cuts I'm afraid. Those who enjoy returns better than they'll get from a bank earn them through hard graft. Believe me when I tell you that if there were any cookie cutter solutions, everyone on this forum would know about them!

Tim.