TheBramble
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Are you a Trader?
rossored
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If I were you, I'd put it back into property but overseas, where the markets are picking up.
I've just returned from Cape Town, for example. The property business around the V&A Waterfront is absolutely booming ahead of the 2010 World Cup.
Another place to seriously consider is Canada - the Niagara region is littered with fantastic houses for unbelievable prices, as is the downtown Toronto area. Condos in the GTA are seriously cheap - you're looking at around CAD$235000 for your £100k, and you could easily rent it out. Have a google.
RR
I've just returned from Cape Town, for example. The property business around the V&A Waterfront is absolutely booming ahead of the 2010 World Cup.
Another place to seriously consider is Canada - the Niagara region is littered with fantastic houses for unbelievable prices, as is the downtown Toronto area. Condos in the GTA are seriously cheap - you're looking at around CAD$235000 for your £100k, and you could easily rent it out. Have a google.
RR
FetteredChinos
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buy 20,000 packets of fags...
rossored said:
I had contemplated property abroad especially with the strong pound but most "experts" would agree that the housing bubble around the world will end soon.
http://www.economist.com/displayStory.cfm?Story_id=1794873
There must be thousands of individuals who have made a tidy sum from the property boom and are looking for an alternative investment or is everyone holding onto their chips for one more roll of the dice?
TheBramble
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mccw - without knowing your expectation of this capital (growth, safety, risk, income etc.) it's hard to advise. In fact, I'd suggest this is the last place you'd want to be asking.
If you're looking for safe or high-risk or some sort of combination, go to an investment adviser.
I wouldn't normally suggest this as I don't have any that I could personally recommend, but most of the bods on this site will be suggesting variations of trading systems, commodities, property (and fags..thanks FC!).
If you're not keen to handle that amount yourself get some professional advice, preferably one that's been recommended from more than one source. And keep looking - nobody stays hot forever!
If you're looking for safe or high-risk or some sort of combination, go to an investment adviser.
I wouldn't normally suggest this as I don't have any that I could personally recommend, but most of the bods on this site will be suggesting variations of trading systems, commodities, property (and fags..thanks FC!).
If you're not keen to handle that amount yourself get some professional advice, preferably one that's been recommended from more than one source. And keep looking - nobody stays hot forever!
FetteredChinos
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had a think about these fags last night actually.
bearing in mind the duty continually being imposed on cigarettes, the price of a packet goes up by way more than inflation each year.
assuming you can shift so many packets, and dont mind your house smelling like a plantation, then i think i could be onto something.....
better liquidate my trading account and get this one rolling pronto..
bearing in mind the duty continually being imposed on cigarettes, the price of a packet goes up by way more than inflation each year.
assuming you can shift so many packets, and dont mind your house smelling like a plantation, then i think i could be onto something.....
better liquidate my trading account and get this one rolling pronto..
TheBramble
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You'll be rolling your own?FetteredChinos said:better liquidate my trading account and get this one rolling pronto..
TWI
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There are investments that for £20,000 and more you can expect to gain a return of ~30% IRR ( I have actual figures showing better than this). Actually I have done extensive analysis on the business model and found that even in a considered worst case you can expect about 3% IRR.
I will not discuss openly but PM if you are interested in knowing more.
I will not discuss openly but PM if you are interested in knowing more.
FetteredChinos
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glad you spotted the pun..
you've been a lovely audience.
im here all week....
you've been a lovely audience.
im here all week....
FetteredChinos said:
I don't smoke.
I would have thought with over 20,000 traders on this board someone (besides twalker & rosso red) would have something more sensible to suggest than fags. I was looking for anyone who's had experience with hedge funds, venture capital and the like. An IFA would only be interested in flogging their fund in which they have a vested interest in.
Doesn't anyone have any experience of investing a similar amount which lets face it isn't that large an amount you professional traders out there must handle?
MC ,
You were told back up the thread the most sensible advice that you can get given the question that you asked and the very limited details that you supplied with that question...to be frank any general advice you get in the absence of information about you and your specific situation is much more likely to be inappropriate than it is to be useful...
Cheers
You were told back up the thread the most sensible advice that you can get given the question that you asked and the very limited details that you supplied with that question...to be frank any general advice you get in the absence of information about you and your specific situation is much more likely to be inappropriate than it is to be useful...
Cheers
Teixeiradasilva
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Investing £100K
Hi there,
Just taking a first look at these bulletin boards and the quality of responses varies wildly. I have noticed an increasing trend among investors (mine and others) in moving towards what I term grass-roots investments - these are direct (normally equity but may be debt) investments into projects where the developer needs cash to fund the project. Returns are higher because rather than buying end product you are buying a share of the returns on the project as a whole. I think that sensibly you could aim to get 25-30% return as an equity investor but I might recommend a more conservativ route by financing debt at circa 15%. Even if you leave the money in for a year, it will yield £15K with NO closing costs and related. Obviously the ideal is to ultimately have a property spread which should include some BTL, some yield-driven investments, etc, but the exact mix will depend on each person. Feel free to e-mail me on [email protected] if you need more info - I am not sure with what frequency I will check posts here.
Best regards
Hi there,
Just taking a first look at these bulletin boards and the quality of responses varies wildly. I have noticed an increasing trend among investors (mine and others) in moving towards what I term grass-roots investments - these are direct (normally equity but may be debt) investments into projects where the developer needs cash to fund the project. Returns are higher because rather than buying end product you are buying a share of the returns on the project as a whole. I think that sensibly you could aim to get 25-30% return as an equity investor but I might recommend a more conservativ route by financing debt at circa 15%. Even if you leave the money in for a year, it will yield £15K with NO closing costs and related. Obviously the ideal is to ultimately have a property spread which should include some BTL, some yield-driven investments, etc, but the exact mix will depend on each person. Feel free to e-mail me on [email protected] if you need more info - I am not sure with what frequency I will check posts here.
Best regards
mccw74 said:
Teixeiradasilva
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Let me know if you would like more details of some of the investment opportunities.
Best regards
Best regards
Quite simply, since you made the money in property, it would be sensible for you to put it back into property. Don't be tempted to put your money into the Stock Market if you don't know much about it. Avoid funds like a plague. You will only make the fund managers rich; and have little to show for your 100k in a few years time.
Property remains the most sensible alternative for the ordinary guy to make money. However, before you actually start buying, you MUST have a plan. Don't just march out there and buy yourself any old property. If you do that, believe me, you could actually lose money in property too. Draw up a plan. For example do you want capital growth or steady income?
Your plan will determine the type of property and location to buy into. Once you see a potential property, do a thorough financial analysis of it and make sure that your figures stack up before you buy.
If your're unsure which way to go in property, you can actually look for people who don't have what you have(i.e money), but have what you need(i.e. good deals). You can then team up in Joint Ventures on a one off basis and you simply finance the deals. Again, if you go down this route, make sure that your interests are properly protected by carefully analysing the deals and getting your solicitor to tie up the legal aspects.
Property remains the most sensible alternative for the ordinary guy to make money. However, before you actually start buying, you MUST have a plan. Don't just march out there and buy yourself any old property. If you do that, believe me, you could actually lose money in property too. Draw up a plan. For example do you want capital growth or steady income?
Your plan will determine the type of property and location to buy into. Once you see a potential property, do a thorough financial analysis of it and make sure that your figures stack up before you buy.
If your're unsure which way to go in property, you can actually look for people who don't have what you have(i.e money), but have what you need(i.e. good deals). You can then team up in Joint Ventures on a one off basis and you simply finance the deals. Again, if you go down this route, make sure that your interests are properly protected by carefully analysing the deals and getting your solicitor to tie up the legal aspects.
mccw74
You need to ask yourself how active you want to be in monitoring whatever you put your money into and is your aim income, capital appreciation or a combination of both.
If you do not want much involvement then consider exchange traded funds and tracker funds or alternatively spread the money across (say 10 ) companies that have a good record of the objective you seek ie. good divis / good capital appreciation / or combination.
If you wanted greater involvement trade a proportion and invest the rest as above.
Regards
bracke
You need to ask yourself how active you want to be in monitoring whatever you put your money into and is your aim income, capital appreciation or a combination of both.
If you do not want much involvement then consider exchange traded funds and tracker funds or alternatively spread the money across (say 10 ) companies that have a good record of the objective you seek ie. good divis / good capital appreciation / or combination.
If you wanted greater involvement trade a proportion and invest the rest as above.
Regards
bracke
mccw74,
If I ever have 100K GBP to spare, would do something like this:
a) 30K - Top up NSANDI Premium Bonds.
b) 30K - In a high interest paying savings/ Notice account.
c) 10K - Buy Whiskey (which has vintage potential!!) and store it in the cellar below.
d) 3K - Top Up MiniCash ISA.
e) 4K - Get hold of a good Index Tracker ISA.
f) 1K - Spend on some really good Trading Tutor (this is the dodgy and difficult bit!!).
g) 10K - Open a Trading account (provided point (f) is done successfully).
h) 5K - Pay back any existing debt (or pay your car insurance + council tax etc in one shot)
i) 7K - Invest in 5 handpicked stocks.
cheers,
karmit
P.S: consulting a financial consultant wouldn't harm !
If I ever have 100K GBP to spare, would do something like this:
a) 30K - Top up NSANDI Premium Bonds.
b) 30K - In a high interest paying savings/ Notice account.
c) 10K - Buy Whiskey (which has vintage potential!!) and store it in the cellar below.
d) 3K - Top Up MiniCash ISA.
e) 4K - Get hold of a good Index Tracker ISA.
f) 1K - Spend on some really good Trading Tutor (this is the dodgy and difficult bit!!).
g) 10K - Open a Trading account (provided point (f) is done successfully).
h) 5K - Pay back any existing debt (or pay your car insurance + council tax etc in one shot)
i) 7K - Invest in 5 handpicked stocks.
cheers,
karmit
P.S: consulting a financial consultant wouldn't harm !
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