Cashing In Endowment Policy

timsk

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My wife and I have calculated that the growth of our endowment policies is such that we're better off cashing them in and paying off a chunk of our mortgage and reducing the interest payments. The question is: do we cash it in or sell it on? A Google search reveals loads of companies all promising to pay us much more than the the policy provider will - which does of course, appeal greatly. However, we've no experience of these types of companies, so I thought I'd throw it open to the mighty collective experience of T2W members, in the hope that some of you out there may be able to provide a few pointers.
Thanks in advance.
Tim.
 
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