It seems clear that the debate of the scams that take place can open a can off worms.. For the record .. There is no excuse for taking money from people that dont get what they are promised ... However having been on the phone and in the work place of these operations the ease at which it takes...
some facts
It may come as a surprise but quite often people that carry out these scams also scam the people that work for them, in particular ex pats . In the phillipines people that work for them are often locals that consider it just reward for the explotation of their people for many years...