Hi, Julie. I'd like to be the first to welcome you to the forum.
There'll be others who know a great deal more than I.
One thing, though, that is very important, before you start.
Ask the more knowledgeable ones, who will be coming next, about the new margin rates, starting in August.
It is very important that you understand that, before you start, because it will tie up much more money than we have been used to doing, to date.
Good luck in what you do.
