Hello as title says I was wondering on what the t2w's thoughts might be on my retirement plan.
I have £70,000 with 17/18 years till retirement. I also have a descent ish pension when I retire(work for NHS),but I want to try and make sure I'm not to reliant on my pension alone.
Any way my current thoughts are as I'm a low risk taker and I dont have a huge amount of time is -
£40k/50k on bonds/cash and try to find the best yields with the lowest amount of tax.
£10k/15k in a green tech fund if there is one.
£10k/15k in a asian fund.
Love to here your thoughts even if its to tell me Im a plonker and I should be doing something completly different. Also if you have any recommedations on best funds/banks/bonds to buy into or how to avoid as much of the tax a possible that would be great.
Thanks again
I have £70,000 with 17/18 years till retirement. I also have a descent ish pension when I retire(work for NHS),but I want to try and make sure I'm not to reliant on my pension alone.
Any way my current thoughts are as I'm a low risk taker and I dont have a huge amount of time is -
£40k/50k on bonds/cash and try to find the best yields with the lowest amount of tax.
£10k/15k in a green tech fund if there is one.
£10k/15k in a asian fund.
Love to here your thoughts even if its to tell me Im a plonker and I should be doing something completly different. Also if you have any recommedations on best funds/banks/bonds to buy into or how to avoid as much of the tax a possible that would be great.
Thanks again